Millions of students receive federal grants, loans, and work-study funds each year. The application is completely free and takes approximately 30 minutes to complete.
Four straightforward steps. No fees. Approximately 30 minutes with documents ready.
Check citizenship, enrollment status, and SSN requirements before you begin your application.
Fill out the secure 5-step application with your personal, contact, and financial information.
Verify all entries on the summary page, then submit with your digital certification.
Your Student Aid Report (SAR) arrives by email within 3–5 business days of submission.
All programs are accessed through a single application at no cost.
| Aid Program | Description | Repayment? | Maximum Award |
|---|---|---|---|
| Pell GrantGrant | Need-based grant for undergraduates who have not yet earned a bachelor's degree. | No | $7,395 / year |
| FSEOG GrantGrant | Supplemental grant for students with exceptional financial need. Awarded through schools. | No | $4,000 / year |
| Direct Subsidized LoansLoan | Need-based. Government covers interest while enrolled at least half-time. | Yes | $5,500 / year |
| Direct Unsubsidized LoansLoan | Not need-based. Interest accrues during all periods including enrollment. | Yes | $20,500 / year |
| Federal Work-StudyEmployment | Part-time employment at your school or an approved off-campus site. | No (earned wages) | Varies by school |
The application is free. Apply early to maximize your aid award for the upcoming academic year.
Start My Free Application →